In the present economic climate, defined in part by low rates of interest and high inflation, seek alternatives to conventional income investments, and those approaching retirement age are being made to reconsider their financial position.
As life expectancy has improved, whilst the return on conventional Investimento Renda Fixa created by pension funds has decreased in the previous 20 years, annuity rates for UK pensioners have halved. A pension pot worth 100,000 would have been able to procure a pension income of 16,500 every year for life. The same size pot will guarantee an income of just 6,500 a year, now As concerns of future income and cost of living grow, put money into alternative assets that produce income that is not reliant on the performance of financial markets or interest levels, and many are choosing to take a tax free lump sum. Traditionally, the hottest investment choice for income-seekers has been property. Both commercial and residential property investments are capable of providing returns that are significantly better than bonds or cash. Now there are a varied array of alternate income investments; form renewable energy assets including solar panels or wind turbines; through to agricultural property investments where income comes from harvest sales or lease payments. Whilst assets and many sectors might look appealing to the income investor, there are dangers endogenous to operation and the acquisition of real assets including moveable and property assets like fine wine, stamps that are rare or precious metals. In the bulk of cases, asset- experience and specific expertise is called for in order to correctly evaluate threats and the chances associated with Investimento Renda Fixa in options. For instance, to correctly evaluate a possible investment in an agricultural production job, where income comes from agricultural processes would need the advice of a party with expertise and adequate wisdom of evaluating such assets and the business plans.